That is my personal issue.

I lost my precious belongings.

I crossed to the island by ferry.

Could you please tell me your name?

The ferry is crossing the river.

He is playing the role of building bridges between the two countries.

We are planning to build a bridge over this river.

A palatal consonant is produced when the middle part of the tongue contacts or approaches the hard palate.

He finished his work in a perfunctory manner.

His greeting seemed perfunctory, as if it wasn't from the heart.