A form of insurance on the life of a person. If the person dies then the insurance policy pays out a sum of money to the beneficiary (such as a person's family).

according to me

Before; ahead of.

Alternative form of Galapagos Islands

†Eudyptes warhami, an extinct species of crested penguins, which lived on the Chatham Islands.

(simile) Very cold.

(chiefly UK and Ireland, idiomatic, vulgar, simile) Extremely happy; obviously satisfied and carefree.

A stepfather of one's spouse.

With a substantial number of men capable of exerting force or of making a show of force. / With a substantial display of resources. / (law, insurance) In effect; applicable.

A particular building complex once in Jerusalem, then a center of Jewish religious life.