By the year 1765, Richard `Dickie' Tattersall, the absurdly romantic self-styled soldier of fortune and indulged son of an obscenely well-off Yorkshire squire, was brimming with gratitude[.]

they began to tag their law with the scraps of philofophy

Beneath was a Victoria’s Secret catalog, and the Rolling Stone with Demi Moore naked on the cover. […] […] She told him her Victoria’s Secret things were in the bottom drawer, to save him the trouble of searching for them.

A perfect example is life insurance. Most people starting out don't need it; you should only insure what you can't afford to lose or replace, and singles or young marrieds without a lot of assets frequently don't require coverage.