First, many real-world investors bear little resemblance to the cool calculators of efficient-market theory: they're all too subject to herd behavior, to bouts of irrational exuberance and unwarranted panic.

If by chance you notice the fine, almost sweet maltiness of the aroma, and the brisk, dry, mineral quality of the flavors, even better.

'What will they do when the Depression comes?' 'There'll be some whipping the cat when it does.'

I will contest for the open seat on the board.