Risk prevention can be subdivided into two major parts: preoccurrence activities and postoccurrence activities. Preoccurrence activities include all tasks and functions associated with preventing incidents that might give rise to losses. Postoccurrence activities are those tasks and functions that can be carried out after the incident to help mitigate the potential or real loss.

At last, all was complete. The creche at Greccio looked like a new Bethlehem. The baby Jesus would be placed in the manger at midnight Mass.

It was a breathtakingly foolish thing to say in public.

One consequence is the need for those in positions of authority to recognize the necessity to earn, reearn, and reearn the trust of their constituency.