The blecherous names bestowed on each ornament only compound the horror: Frozy Cozy, Warm 'n' Woolly Mitten, Chirpy & Chilly, Merry Meows, Rootin' Tootin Nick.

This is a very retail approach for us, Czerw said. But when you buy one out of every six home loans in the US, you are going to have a constant flow ...

He couldn't afford the expensive headphones, so he decided to settle for the lower-quality set.

“And you're unlittle,” chimed Tira. “Very unlittle.”