Life plus accidental death and dismemberment; disability income; in-hospital indemnity; major medical; ADD/250 high-limit coverage accidental loss of life, limbs, sight, speech, or hearing.

And still the hours passed, and at last I knew by the glimmer of light in the tomb above that the sun had risen again, and a maddening thirst had hold of me. And then I thought of all the barrels piled up in the vault and of the liquor that they held; and stuck not because 'twas spirit, for I would scarce have paused to sate that thirst even with molten lead.

Although his action was egregious and cruel, I'm not sure if it is litigable.

Coordinate term: antimeridian