The coinsurance provision of Title I became effective October 1, 1954, and from that date the lender is required to bear 10 percent of the loss sustained on any onloan.

Do you not educate youth at the / charge-house on the top of the mountain?

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The notable features that support node M are the absence of a talonid on M 3 [49(2)], a distally directed postprotocristid [48(1) FO & SO], the loss of the mesiolabial cingulum on the upper premolars and molars [15(2) FO], and reduction of the talonid cusp [40(2) SO, 41(1)].