And then, bada bing bada boom, our germs are reunited.

The initial fair rate of return studies in insurance adopted the book value approach. These studies looked at accounting returns in insurance (usually, rate of return on equity or on total assets) and compared them to returns in other industries.

Medium size cornrows going back with a curl at the end of each braid. A silky, smooth, hairline, highlighted with soft black baby hairs.

The nuclear industray has traditionally argued that there is little danger of the world 'running out' of nuclear fuel in the near future; but there is also a peakist perspective on the uranium resource.